Dave is a seasoned insurance professional with over 25 years of experience in insurance and all facets of employee benefit consulting. He is committed to helping families with their insurance needs as well as helping business owners and employees design, impelemnt, and manage complex insurance strategies. Dave specializes in life insurance and Long-Term-Care planning including helping those who require special needs planning. Dave was born and raised in Baltimore and is very active in several Autism organizations. Dave has 4 children: Elizabeth, Jake, Megan, and Joe, and currently resides in Perry Hall.