Insurance

At WPG we focus on helping our clients protect themselves from life's unexpected turns.  We work with hundreds of insurance companies allowing us to find the correct policy for each situation.  Whether you are looking for Life Insurance, Disability Insurance, Long Term Care Insurance or Individual Health Insurance; we can help.

Life Insurance

Term Insurance

Universal Life Insurance

Variable Universal Life Insurance

Whole Life Insurance

Equity-Indexed Life Insurance

Disability

Individual Disability Insurance

Executive Carve-Out Disability Insurance

Key-Person Disability Insurance

Long Term Care Insurance

Home Health Care Benefits

Broad Nursing Home Benefits

Flexible benefit triggers

Inflation Protection Options

Long-term care coverage, asset control and preservation, and a valuable death benefit

Individual Health Insurance

The Insurance Audit Process:  The Insurance Audit is a multi-step process that provides you with a comprehensive evaluation of your insurance information and incorporates the following information:

·         A review of in-force insurance policy or policies, relative to current needs.

·         An analysis of whether the existing policy still meets your needs and whether the policy’s funding should be adjusted.

·         An investigation into possible improvements in your medical underwriting class based on your current health and recent medical underwriting reclassifications.

·         An analysis of your policy's performance, compared to illustrations made at the time of the sale.

·         An assessment of the financial stability of the current insurance carrier.

·         A review of new products or riders that could enhance you coverage.

·         A clearly explained list of all options.

·         Decision-making support from an Insurance Audit professional.